Our Core Services

Tpay Digital Cash LTD focuses on delivering end-to-end digital financial solutions, including secure digital wallet services, merchant acquiring solutions, cross-border payment capabilities, and seamless API integration for businesses and developers. Our digital wallet offers a user-friendly platform for managing and transferring funds, while our merchant services enable businesses to accept payments efficiently across various channels. With robust cross-border payment infrastructure, we facilitate fast and transparent international transactions. Additionally, our developer-friendly APIs allow for easy integration of payment functionalities into existing platforms, empowering businesses to scale and innovate in today’s digital economy.

Experience

Industry Expertise

Over 5 years of experience in digital finance, serving clients across diverse sectors and regions

Proven Track Record

Successfully processed millions of secure transactions for users in 120+ countries worldwide

Meet Our Leadership Team

Our experienced leadership team brings together deep expertise in fintech, global payments, and innovation—driving Tpay Digital Cash LTD forward with vision, integrity, and a commitment to excellence.

Backed by 12 years of cross-border financial expertise, our CFO ensures the company’s financial stability, regulatory compliance, and sustainable growth

Lucia Zhang

With over a decade of experience in executive leadership and compensation, our CEO drives the company’s strategic direction with clarity, vision, and proven expertise

James Choi

Team Leader

CFO

Technology & Compliance Division

Core Technical Capabilities

As CTO, brings extensive expertise in blockchain payment solutions, with strong proficiency in distributed ledger technology—driving continuous innovation in financial technology

Compliance Experience

Serving as Chief Compliance Officer, brings 15 years of experience advising listed financial institutions, ensuring regulatory compliance across all operations and mitigating financial and operational risks effectively

Michael A

Emily T

Our Culture & Values

At Tpay Digital Cash LTD, our culture is built on innovation, integrity, and collaboration. We value transparency, customer trust, and a commitment to excellence in everything we do. Guided by these principles, we foster an environment where ideas thrive, teamwork flourishes, and every solution is designed to create lasting impact for our clients and communities.

Open Collaboration

Create and collaborate on shared documents with real-time editing, manage permissions effortlessly, and enable seamless communication both within and beyond the team, ensuring efficient and synchronized information flow.

Ultimate Professionalism

Offer professional templates, smart formatting, and robust data encryption to guarantee high-quality documents and secure information, fully complying with industry standards.

Secure and Transparent

By adopting blockchain technology, we ensure data immutability, comprehensive process recording, enhanced document security, and operational transparency—building greater trust at every step.

Driven by Innovation

We introduce AI assistants, intelligent data retrieval, and automated report generation to inspire innovative thinking and boost both work efficiency and creativity.

European EEA License Details

Tpay Digital Cash LTD holds a valid European Economic Area (EEA) license, ensuring full compliance with stringent regulatory standards across Europe. This license empowers us to operate legally and securely within the EEA, providing trusted and transparent digital payment services to our clients. Our adherence to these regulations reflects our commitment to maintaining the highest levels of security, reliability, and customer protection in all our operations.

European local cooperation

Local cooperation in Southeast Asia fosters stronger regional partnerships and drives deeper market penetration.

European Payment License

The Cyprus Payment License facilitates seamless cross-border transactions throughout Asia, ensuring secure and efficient payment processing.

Digital Wallet Services Across Central and Southeast Asia

Tpay Digital Cash LTD offers advanced digital wallet services tailored for users across Central and Southeast Asia. Our secure and easy-to-use platform enables fast, convenient money transfers, payments, and fund management, empowering individuals and businesses to participate actively in the digital economy. By leveraging local partnerships and understanding regional needs, we ensure seamless and trusted financial experiences throughout the region.

Collaborative Digital Wallet Solutions

We establish strategic partnerships with virtual banks to drive the adoption and innovation of digital wallet services across the Middle East and South Asia, expanding access to seamless and modern financial solutions.

Next-Generation Payment Solutions

We provide secure and convenient digital payment solutions tailored to meet the growing demand for cashless transactions in the Middle East and African markets. By combining advanced technology with a focus on user experience, we enable individuals and businesses to make fast, reliable, and seamless payments, supporting the region’s shift towards a more digital and connected economy.

Integration of Local Payment Methods in
Latin America

Tpay Digital Cash LTD specializes in integrating a wide range of local payment methods across Latin America, enabling businesses to offer tailored and convenient payment options to customers throughout the region. By connecting with popular local systems, we ensure faster, more reliable transactions and help merchants expand their reach in this diverse and growing market.

API Capabilities Expansion

The new feature enables multi-currency settlement, strengthens security verification, and guarantees safe and reliable transactions.

Latin America Payment Integration

Our API integrates local payment methods such as PIX and PSE to enhance the efficiency of cross-border transactions and optimize the overall user experience.

Business Growth Highlights

Tpay Digital Cash LTD has experienced significant growth since its inception, marked by expanding global reach, increasing transaction volumes, and continuous innovation in digital payment solutions. Our commitment to excellence and customer-centric approach has driven steady progress, enabling us to strengthen our market position and deliver greater value to clients worldwide.

Growing Customer Base

Our annual growth rate soared to over 220%, accompanied by an explosive expansion of our user base

API Usage Frequency

With daily API call volumes exceeding 320,000, our system demonstrates exceptional stability and efficiency

Service title

Maintained at an impressively low level of under 0.45%, highlighting strong transaction security and high user satisfaction

Yearly Transaction Volume

Achieved an impressive transaction volume of approximately $1.28 billion, reflecting our strong market presence and influence

1.28 Billion $

Refund Rate

220%

0.45%

320K API/day

Compliance and Regulatory Licenses

Tpay Digital Cash LTD operates under strict regulatory frameworks, holding all necessary licenses to ensure full compliance with regional and international financial laws. Our commitment to adhering to these standards guarantees secure, transparent, and trustworthy services for our clients worldwide. By maintaining up-to-date certifications and licenses, we demonstrate our dedication to regulatory excellence and risk management in the digital payment industry.

European EMI and Maltese MSO Licenses

European EMI License (Issued by the Cyprus Securities and Exchange Commission) and Malta MSO/Stored Value Payment Instrument License

Our internal AML/KYC review mechanism is robust and well-established, ensuring thorough compliance with regulatory requirements and effective risk management.

Internal Review Mechanism